# Welcome to Perena

### **Meet Perena: Your StableBank**

Perena is a stablebank that delivers a modern, liquid savings token powered by composable currencies. At its core is **USD\***—an income-backed synthetic stablecoin built on tokenized Treasuries and diversified with secured lending and low-beta income strategies.

Whether you're a DeFi user, builder, asset issuer, manager, or institution, Perena replaces idle stablecoin capital with programmable, yield-integrated currencies that move seamlessly on-chain—without fragmented liquidity or manual micromanagement.

Built on Solana’s high-performance blockchain, Perena delivers a full suite of stablecoin-native infrastructure: yield-generating vaults, capital-efficient liquidity layers, and composable assets designed to serve as collateral, store of value, and medium of exchange. Every asset in the Perena ecosystem is risk-isolated, transparently managed, and optimized for capital velocity.

### **What You Can Do with Perena**

**Core: Make USD\* Work for You**

* **Save** – Hold USD\* to earn stable, benchmark-aligned yield.
* **Use as Collateral** – Leverage opportunities across DeFi Instantly and in the future deploy USD\* as collateral to borrow.

**Expand Your Options**

* **Invest** – Access lending markets, real-world assets, and curated vault strategies for additional yield.
* **Exchange** – Swap stablecoins and FX seamlessly via **Numéraire**, our purpose-built liquidity layer.
* **Spend** – Tap your on-chain balance in the real world (coming soon).
* **Build & Integrate** – Use composable Perena assets as building blocks in your own DeFi protocols.

With roots in the Solana Ecosystem, Perena is reimagining access to financial tools for a global, on-chain world. Whether you're an expat saving in a dollar vault, a business paying contractors cross-border, or a DAO managing a multi-currency treasury, Perena makes stablecoin finance intuitive, capital-efficient, and globally accessible.
